Anyone get their tax refund yet?

[Verbal]

How long did it take? Got some purchases lined up & was curious how soon I should expect it. Mailed mine in 10 days ago, and signed up for direct deposit.

[Mr. Hawk]

must...control...anger...must...resist...

[oomp]

Sent in on the 2nd of Feb. Got the deposit on the 19th.

[Mrs. G]

Over a month ago. The surprising part was that Iowa paid me in under 10 days (last year it took about a month).

I prefer electronic filing myself.

[Verbal]

must...control...anger...must...resist...

:)

[Verbal]

Over a month ago. The surprising part was that Iowa paid me in under 10 days (last year it took about a month).

I prefer electronic filing myself.

I give all my documents to one of the firm partners, who enters it into the computer in about 4 minutes and prints it off. I take it home, get the Mrs. to sign, and drop it in the mail.

[Debit One]

must...control...anger...must...resist...

If you had a better accountant you would be getting a refund.

[Hawk4Life94]

must...control...anger...must...resist...

Yeah...we paid too.

[hawkchick79]

I e-filed fed and state; got my money back from both in less than two weeks.

[FrodoTBaggin]

$5100 tomorrow ftw!

[funnelcake]

efiled a week ago, already have state and should be getting federal any day

[MikeyJoe]

$5100 tomorrow ftw!
Argh.

[brantshawks]

Nothing makes me laugh more than the people that get angry at people who get a refund.

[MikeyJoe]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

[cjhawks]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

Gotta agree w/ Mikey.

[TallGrass]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....

[hawkchick79]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

Yeah. Granted, I did have refunds, but they combined to be well under $100.

I definitely need to pop out a kid...time's running out for a 2010 deduction.

[funnelcake]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.

I purposely withhold to make it so I have the fattest refund possible- paying in is gay

[MikeyJoe]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....
So is self discipline. Hell, set up an ING account with automatic deductions if you can't help but spend all the money in your checking account.

[brantshawks]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

Ok.

[MikeyJoe]

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.
JC, do you really see it this way?

[castichawk24]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.

I purposely withhold to make it so I have the fattest refund possible- paying in is gay

No. No it isn't. Only an uneducated retard would think that.

[funnelcake]

Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....
So is self discipline. Hell, set up an ING account with automatic deductions if you can't help but spend all the money in your checking account.

different strokes I guess- I am using my refund to pay some bills and go on vacation........likely the same thing I would do with my ING mini-account

[Andy Dufresne]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

I am excited because I am goiong to buy a guitar!

[ISUFan98]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....

Double argh.

[castichawk24]

Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....

Double argh.

TallGrass is joking.

[funnelcake]

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.
JC, do you really see it this way?

Well, minus the little amount of hypothetical interest I am missing out on of course. Considering I wouldn't spend it as it accumulated that is

[Mr. Hawk]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....
http://www.w3bbo.com/forums/Blank-Facepalm.gif

[MikeyJoe]

Nothing makes me laugh more than people who are excited about getting a refund.
Well, it's a way for me to save money....

Double argh.
And it's actually worse for people who want to "save money", because most people treat their refund like a windfall and spend it.

[funnelcake]

Nothing makes me laugh more than people who are excited about getting a refund.

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.

I purposely withhold to make it so I have the fattest refund possible- paying in is gay

No. No it isn't. Only an uneducated retard would think that.

Um- yes it is- you have the income tax withheld minus your income tax equals the amount of money you are entitled to.

[MikeyJoe]

Why? I find it funny that people are so proud that they got their refund back $20-50 at a time. It's the same money.
JC, do you really see it this way?

Well, minus the little amount of hypothetical interest I am missing out on of course. Considering I wouldn't spend it as it accumulated that is
It's not "getting a refund back $50 at a time" because it's your GD money. You're just letting the government take less of your money every paycheck.

[funnelcake]

Well, it's a way for me to save money....

Double argh.
And it's actually worse for people who want to "save money", because most people treat their refund like a windfall and spend it.

Or they spend it, instead of putting that expense/vacation on a credit card, a loan or using the savings that they have accumulated in their mini-ING account over the year.

like I said different strokes

[L. Wade Childress]

god forbid I give up the 100 bp in interest that the average savings account is paying, as well as eliminate almost all of the risk that i would have to pay in later.

[funnelcake]

JC, do you really see it this way?

Well, minus the little amount of hypothetical interest I am missing out on of course. Considering I wouldn't spend it as it accumulated that is
It's not "getting a refund back $50 at a time" because it's your GD money. You're just letting the government take less of your money every paycheck.

Face palm......... it is the same money Mikey- you have the same amount withheld and you owe the same amont in taxes at the end of the year- the difference is what you are entitiled to either in each paycheck or as a refund at the end of the year. I am aware you are talking about the money you can hypothetically make if you put it into an account over the year- some people are good at this, some are not.

I got stuck doing it your way once with my bonuses and commissions and royally screwed myself by having to pay in a chunk. I hadn't planned to cut a big check so it hurt, so this way works out better for me.

If your way works out better for you then godspeed.

[brantshawks]

Nothing makes me laugh more than the people that get angry at people who get a refund.

[Mrs. G]

must...control...anger...must...resist...

If you had a better accountant you would be getting a refund.

Shh. Don't tell him.

[MikeyJoe]

It's not the interest savings. You have to overpay significantly for that to make any real difference. It's the fundamental idea of the thing that bothers me.

I'm not saying over paying by $1-2k is a huge deal. - again, you're forgoing like $50 in interest. I'll actually probably get a small refund for 2009, because I didn't take into account having a kid halfway through the year. And to someone like Lwade who just wants to avoid having to cut a check, that's fine too.

I'm talking about the idea that a refund is some sort of financial boon. Again - it is literally your money. You gave it to the government over 12 months, then they gave it back. That's it. Again, I'm not saying that you need to micromanage your withholding so you're within $10 - I'm just saying it's dumb to intentionally overpay so you can get a big return. Why not just set up automatic withdrawal to a savings account?

[Klink]

OMGWTFBBQ interest free loan to the government!!!!!!!!!!!!!! That money could be sitting in YOUR savings collecting at 1%, fuck that whole itemizing shit.

My last tax refund could have been a nickle and still some dumbfuck would cry.

[funnelcake]

Nothing makes me laugh more than the people that get angry at people who get a refund.

especially if they are mad because you got a refund and they had to pay in because they were light on their withholding

[MikeyJoe]

Nothing makes me laugh more than the people that get angry at people who get a refund.

especially if they are mad because you got a refund and they had to pay in because they were light on their withholding
Who's mad about that? I never get mad about having to pay unless it's so much that I owe a penalty.

[funnelcake]

It's not the interest savings. You have to overpay significantly for that to make any real difference. It's the fundamental idea of the thing that bothers me.

I'm not saying over paying by $1-2k is a huge deal. - again, you're forgoing like $50 in interest. I'll actually probably get a small refund for 2009, because I didn't take into account having a kid halfway through the year. And to someone like Lwade who just wants to avoid having to cut a check, that's fine too.

I'm talking about the idea that a refund is some sort of financial boon. Again - it is literally your money. You gave it to the government over 12 months, then they gave it back. That's it. Again, I'm not saying that you need to micromanage your withholding so you're within $10 - I'm just saying it's dumb to intentionally overpay so you can get a big return. Why not just set up automatic withdrawal to a savings account?

because some of us don't know what kind of bonuses and commission we are going to make, which could significantly add to our AGI- I would gladly sacrifice a couple hundy to avoid having to fund something where I have to pay a higher interest rate on by using a CC or liquidate another saving account- I don't need that money each paycheck and to me the hassle is a wash

[funnelcake]

Nothing makes me laugh more than the people that get angry at people who get a refund.

especially if they are mad because you got a refund and they had to pay in because they were light on their withholding
Who's mad about that? I never get mad about having to pay unless it's so much that I owe a penalty.

I wasn't necessarily talking about you specifically

[Thagoods]

Haven't filed yet. I'll get around to it in a few weeks.

[Klink]

Most of my tax refund is from write-offs.

[funnelcake]

I don't look at it as a financial boon- just as a sort of forced savings plan that works out well for me at vacation time so I can pay cash for vacations or other necessary outstanding debts

[MikeyJoe]

Most of my tax refund is from write-offs.
You don't even know what a write off is.

[Mrs. G]

I personally dislike refunds because it's just a matter of time before the governments, starting with local and state, start issuing I.O.U.s because they have no funds.

[MikeyJoe]

I personally dislike refunds because it's just a matter of time before the governments, starting with local and state, start issuing I.O.U.s because they have no funds.
Very good point. See California if you want an idea of what could be coming.

[funnelcake]

I personally dislike refunds because it's just a matter of time before the governments, starting with local and state, start issuing I.O.U.s because they have no funds.

Yes, it seems to be a new wrinkle- and something to possibly consider moving forward.

[Debit One]

I personally dislike refunds because it's just a matter of time before the governments, starting with local and state, start issuing I.O.U.s because they have no funds.

Yes, it seems to be a new wrinkle- and something to possibly consider moving forward.

But funnel, that just eliminates the risk that you will spend the money between the date when you should have received your refund, and when the gov't decided to send it to you. You should love it 2x!!!

[Klink]

Nothing makes me laugh more than the people that get angry at people who get a refund.
Nothing makes me laugh more than people who are excited about getting a refund.

I am excited because I am goiong to buy a guitar!

What are you buying?

[funnelcake]

I personally dislike refunds because it's just a matter of time before the governments, starting with local and state, start issuing I.O.U.s because they have no funds.

Yes, it seems to be a new wrinkle- and something to possibly consider moving forward.

But funnel, that just eliminates the risk that you will spend the money between the date when you should have received your refund, and when the gov't decided to send it to you. You should love it 2x!!!

the first payment of my money or the lump sum of my money minus the tax that I owe- the risk would remain, Debit- with wives there is always that risk.....(wink)

[Mr. Hawk]

Yes, it seems to be a new wrinkle- and something to possibly consider moving forward.

But funnel, that just eliminates the risk that you will spend the money between the date when you should have received your refund, and when the gov't decided to send it to you. You should love it 2x!!!

the first payment of my money or the lump sum of my money minus the tax that I owe- the risk would remain, Debit- with wives there is always that risk.....(wink)
Why not just turn over your whole check each pay period and let the federal goverment dole it back out to you as you need it?

[BuffettHawk]

We just filed last night and are getting $4k back. While I like getting a return, I would like to bring that down to $1k or so. Nothing would suck worse than getting stuck with an unexpected bill from the government at the end of the year.

[Uff Da]

I have received my Federal and State refund.

[funnelcake]

But funnel, that just eliminates the risk that you will spend the money between the date when you should have received your refund, and when the gov't decided to send it to you. You should love it 2x!!!

the first payment of my money or the lump sum of my money minus the tax that I owe- the risk would remain, Debit- with wives there is always that risk.....(wink)
Why not just turn over your whole check each pay period and let the federal goverment dole it back out to you as you need it?

Why don't we be serious, and not be retarded- look because you guys care, I will consider where i went wrong when I am sitting on the beach and will talk it over with the guy who installed my new basement carpet as I pay off the remaining balance to him in cash......fair enough

[funnelcake]

We just filed last night and are getting $4k back. While I like getting a return, I would like to bring that down to $1k or so. Nothing would suck worse than getting stuck with an unexpected bill from the government at the end of the year.

You wouldn't be a total retard though

[funnelcake]

This is funny I went through this same exact thing last year with you guys- looking forward to next year

[Debit One]

This is funny I went through this same exact thing last year with you guys- looking forward to next year

I've got an even better deal for you, funnel. Reduce your fed withholding by $500 per month. Send me that $500 per month and I will return it to you at the end of 12 months + $1. That's $1 more than you are getting in your deal with Uncle Sam, and my credit rating is better than theirs.

[MikeyJoe]

Why don't we be serious, and not be retarded- look because you guys care, I will consider where i went wrong when I am sitting on the beach and will talk it over with the guy who installed my new basement carpet as I pay off the remaining balance to him in cash......fair enough
This is exactly what I'm talking about. You're acting like the trip to the beach and the basement carpet were only possible because of your tax refund.

[funnelcake]

This is funny I went through this same exact thing last year with you guys- looking forward to next year

I've got an even better deal for you, funnel. Reduce your fed withholding by $500 per month. Send me that $500 per month and I will return it to you at the end of 12 months + $1. That's $1 more than you are getting in your deal with Uncle Sam, and my credit rating is better than theirs.

Yeah, with the ex-wife and daughter you have.....even Obama is safer

[MikeyJoe]

This is funny I went through this same exact thing last year with you guys- looking forward to next year

I've got an even better deal for you, funnel. Reduce your fed withholding by $500 per month. Send me that $500 per month and I will return it to you at the end of 12 months + $1. That's $1 more than you are getting in your deal with Uncle Sam, and my credit rating is better than theirs.

Yeah, with the ex-wife and daughter you have.....even Obama is safer
pwned

[Debit One]

This is funny I went through this same exact thing last year with you guys- looking forward to next year

I've got an even better deal for you, funnel. Reduce your fed withholding by $500 per month. Send me that $500 per month and I will return it to you at the end of 12 months + $1. That's $1 more than you are getting in your deal with Uncle Sam, and my credit rating is better than theirs.

Yeah, with the ex-wife and daughter you have.....even Obama is safer

You don't understand. I have a lock box.

[funnelcake]

Why don't we be serious, and not be retarded- look because you guys care, I will consider where i went wrong when I am sitting on the beach and will talk it over with the guy who installed my new basement carpet as I pay off the remaining balance to him in cash......fair enough
This is exactly what I'm talking about. You're acting like the trip to the beach and the basement carpet were only possible because of your tax refund.

Not only because of a the tax refund, Mikey- it is just the vehichle I used to end up with the lump sum to pay for them-

for christ sakes I will tell you what would have happened-

I would have put it into an ING account- then every time I would have went Ice fishing I would have taken out a couple hundy- would have went to the casino, or something else stupid with my new little bank account, or god forbid my wife needed yet another new purse or new pair of shoes so she dips into that account and we would have had every intention of paying it back next pay period.

Then, my daughter moves up a level in gymnastics or dance or some other damn deal which requires a different payment, nickels and dimes later I make a mistake and don't withhold enough or I make more money than expected......you forget I have tried it your way and got burnt once......and then I have to liquidate the rest to pay off Uncle Sam or Debit who whoever is holding the tax bill at this point- Here I sit at home on Halo instead of the beach and have to raid another savings account to pay of the carpet guy.

Trust me it's better this way....and if it helps the government then it's OK- I'm a fucking liberal anyway

[funnelcake]

I've got an even better deal for you, funnel. Reduce your fed withholding by $500 per month. Send me that $500 per month and I will return it to you at the end of 12 months + $1. That's $1 more than you are getting in your deal with Uncle Sam, and my credit rating is better than theirs.

Yeah, with the ex-wife and daughter you have.....even Obama is safer

You don't understand. I have a lock box.

Yeah, I know all about it

[funnelcake]

If this continues to get any more political- I will have to bow out however

[Mr. Hawk]

I will have to bow out however
If you bow too much, Obama will get jealous. That's his job.

[funnelcake]

I will have to bow out however
If you bow too much, Obama will get jealous. That's his job.


just stop.....(wink)

[The Tin Man]

If this continues to get any more political- I will have to bow out however

It always has been. Withholding has been a license for the government to spend, spend immediately, and to increasingly spend in a profligate manner without the worry of the consequences of their actions. Those consequences are our massive debt.

[Andy Dufresne]

Nothing makes me laugh more than people who are excited about getting a refund.

I am excited because I am goiong to buy a guitar!

What are you buying?

A guitar!

[Klink]

I am excited because I am goiong to buy a guitar!

What are you buying?

A guitar!


dammit. What make and model?

[Andy Dufresne]

What are you buying?

A guitar!


dammit. What make and model?

Oh. I really hadn't thought about it. I am not looking for an expensive one. I have a shitty Washburn electric now but I play more acoustic stuff. I was probably just going to take 200-300 into Uncle Ike's next time I am in Dubuque and fiddle around until I find the right one.

Do you have any suggestions? I have been playing for about three years but have only gotten serious about it in the past six months.

[Mr. Hawk]

What are you buying?

A guitar!

dammit. What make and model?Does it matter? He's gonna be playin' tunes, gettin' chicks! He's gonna be strummin' some chords! He'll carry picks with him to class and fumble around with them during class so people see him with a guitar pick! They'll be like "Hey man, you play guitar?" And he'll be like "Yeah, man. I pick a little". He'll learn awesome tunes and the he's at The Mill and a cool song comes on and he's talking to his buds or some chicks, he's gonna say "I'm gonna learn to play that on my guitar!" If you meet him, he'll let you know within about 90 seconds that he has to be somewhere because he's got to practice his guitar.

He's a college age male. Guitar is what they do.

[Andy Dufresne]

A guitar!

dammit. What make and model?Does it matter? He's gonna be playin' tunes, gettin' chicks! He's gonna be strummin' some chords! He'll carry picks with him to class and fumble around with them during class so people see him with a guitar pick! They'll be like "Hey man, you play guitar?" And he'll be like "Yeah, man. I pick a little". He'll learn awesome tunes and the he's at The Mill and a cool song comes on and he's talking to his buds or some chicks, he's gonna say "I'm gonna learn to play that on my guitar!" If you meet him, he'll let you know within about 90 seconds that he has to be somewhere because he's got to practice his guitar.

He's a college age male. Guitar is what they do.

+1

[brantshawks]

A guitar!

dammit. What make and model?Does it matter? He's gonna be playin' tunes, gettin' chicks! He's gonna be strummin' some chords! He'll carry picks with him to class and fumble around with them during class so people see him with a guitar pick! They'll be like "Hey man, you play guitar?" And he'll be like "Yeah, man. I pick a little". He'll learn awesome tunes and the he's at The Mill and a cool song comes on and he's talking to his buds or some chicks, he's gonna say "I'm gonna learn to play that on my guitar!" If you meet him, he'll let you know within about 90 seconds that he has to be somewhere because he's got to practice his guitar.

He's a college age male. Guitar is what they do.

Someone wishes they would have gotten more tail in college....